Date:29/12/2025

Running a small business takes courage, consistency, and capital. Whether you’re a street vendor, shop owner, or local service provider, having quick access to funds can make all the difference.
That’s where Money2Me’s Small Business Loan comes in a simple, transparent and fast financial solution designed to empower small entrepreneurs and help them grow without financial stress.

Let’s understand everything you need to know about the Money2Me Small Business Loan, including who can apply, required documents, interest rates and more.

1. Who Can Avail a Small Business Loan from Money2Me?

Money2Me provides small business loans to self-employed individuals involved in local businesses such as:

• Hawkers and street vendors.
• Fast food stall owners.
• Fruit and vegetable vendors.
• Retail counter owners.
• Small shopkeepers and kiosk operators.

Eligibility Criteria:

• Age: Between 18 to 65 years.
• CIBIL score: Above 625.
• Business vintage: Minimum 1 year of operation.

If you meet these basic requirements, you can easily apply for a Money2Me Small Business Loan and get funding within hours.

2. Why Should You Avail This Loan from Money2Me?

Money2Me is a trusted financial partner for small entrepreneurs across India. Here’s why:

•  Pioneers in supporting small vendors and shop owners
•  Fast and hassle-free process with complete transparency.
• Competitive interest rates for affordable repayments.
• Flexible repayment options — Daily, Weekly, or Monthly.

At Money2Me, we understand your business challenges and provide financing that truly fits your lifestyle.

3. Documents Required for a Small Business Loan

Applying for a Money2Me loan is simple and paper-light. You’ll only need:

• Any one address proof (Passport, Aadhaar, Utility Bill, Rent Agreement, etc.).
• Any one ID proof (PAN Card, Aadhaar Card, Passport, etc.).
• Bank statement of the last 12 months.
• Contact number linked with Aadhaar.
• UPI/QR linked with your phone number for repayment through NACH.

4. Are There Any Hidden Charges?

No hidden costs. No surprises.
Money2Me maintains 100% transparency, charging only the agreed-upon interest rate and processing fees.

You’ll always know exactly what you’re paying.

5. Prepayment or Foreclosure Charges

We believe in flexibility. That’s why Money2Me charges zero prepayment or foreclosure fees on small business loans.
If you wish to close your loan early, you can do so anytime — absolutely free.

6. Is Collateral Required for This Loan?

No collateral is required.

Money2Me’s Small Business Loans are completely unsecured, meaning you don’t need to pledge any assets or security.

It’s quick, simple, and designed to help you grow without added risks.

7. Loan Amount and Tenure

Money2Me offers small business loans ranging from:

• ₹5,000 to ₹50,000.
• Tenure: Up to 90 days.

This short-term funding is ideal for daily operational needs, stock purchases, or small expansions.

8. Repayment Options Available

You can repay your loan conveniently through digital methods — no cash required.
Available options include:

• UPI / QR payments.
• Net banking.
• Online transfers.
• Auto-debit through ECS/NACH.

Repayments are simple, secure, and trackable.

9. Loan Approval Time and Benefits

The entire process is 100% digital, ensuring a quick approval within 24-48 working hours.
Once approved, the loan amount is credited directly to your bank account, allowing you to use it immediately for your business needs.

Key Benefits:

• Fast digital processing.
• Instant credit to your account.
• Minimal paperwork.
• Trusted financial support for small vendors.

10. Interest Rates and Processing Fees

Money2Me offers highly competitive rates:

• Interest Rate: Starting from 0.15% per day (based on profile).
• Processing Fee: Only 2% + GST.

You get complete clarity on every charge before your loan is disbursed.

11. Can You Apply with a Low CIBIL Score?

While a CIBIL score of 625 or above is ideal, Money2Me understands that credit history isn’t the only indicator of reliability.
Even if your score is slightly lower, your income and business stability are considered during evaluation giving you a fair chance to access funds.

12. How to Apply for a Small Business Loan?

Applying for a Money2Me loan is fast and effortless:

1. Visit the official Money2Me website
2. Insert your name & contact details and request for a callback

OR

1. Visit our nearest Branch

It’s that simple — no long queues, no complex paperwork and no hidden stress.

13. Why Money2Me Is the Best Choice for Small Business Owners

• Trusted by thousands of small entrepreneurs across India.
• Fast, fully digital approval process.
• No collateral, no hidden charges.
• Flexible repayment options.
• Transparent terms and conditions.

With Money2Me Small Business Loans, you can focus on growing your business while we take care of your financial needs.